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Applewhite
Applewhite Firm PLLC: A Personal Injury Attorney Who Knows How Insurers Think — Serving Bee Cave, TX
Accidents along SH 71, RR 620, and the merges around Hill Country Galleria happen more often than most Bee Cave residents expect. The insurance process that follows can be just as unfamiliar as the collision itself.
My name is Ashley Applewhite, and for years my clients were insurance companies, not the people they insured. I sat across the table while claims adjusters decided what an injury was "worth" — long before I ever represented someone on the other side of that decision. That vantage point is what I bring to Bee Cave clients now: a read on how an insurer will actually value a claim, and straight talk about whether your situation calls for a lawyer at all.
At Applewhite Firm PLLC, that first conversation happens with me, not a receptionist or a rotating intake team. I stay on your case from the initial call through resolution, and nothing about that first talk commits you to hiring anyone.
Cases I Handle for Bee Cave Injury Victims
Applewhite Firm PLLC serves clients in Bee Cave, throughout Travis County, and across the surrounding Hill Country region. As a Bee Cave personal injury attorney, I provide hands-on representation in a wide range of personal injury matters.
Injured in an Accident near Bee Cave?
You don't owe anything unless I recover compensation on your behalf. Let's talk about what happened. The consultation is free and confidential.
Vehicle Accidents
Whether you were hit in a merge-lane collision or involved in a crash along Bee Cave Road (RM 2244), a personal injury lawyer in Bee Cave can walk you through what fair compensation for your injuries might look like.
- Car Accidents
- Truck Accidents
- 18-Wheeler Accidents
- Motorcycle Accidents
- Rideshare Accidents
- Pedestrian Accidents
- Bus Accidents
- Bicycle Accidents
- Taxi Accidents
- Uber Accidents
- Delivery Vehicle Accidents
- Scooter Accidents
- T-Bone Accidents
- Boating Accidents
- Cruise Ship Accidents
Personal Injuries
Beyond motor vehicle crashes, I also represent people who've been harmed in other circumstances across the Bee Cave area and greater Austin. My practice covers:
- Dog Bite Attacks
- Premises Liability
- Slip and Fall Injuries
- Work Injuries
- Construction Accidents
- Wrongful Death
- Traumatic Brain Injuries
- Spinal Cord Injuries
- Burn Injuries
- Catastrophic Injuries
Why Bee Cave Residents Trust Applewhite Firm PLLC After a Serious Injury
Choosing a Bee Cave personal injury lawyer is a decision that directly affects the outcome of your case and the stress you carry during recovery. Here's what sets my approach apart:
What My Time on the Insurance Side Taught Me
Having represented insurance carriers earlier in my career, I know how a claim gets evaluated, challenged, and talked down from the inside. I use that background to tell you plainly what your claim reasonably includes, and whether an early offer covers the full scope of your documented losses or is quietly leaving money out.
You Don't Pay Unless There's a Recovery
I take injury cases on contingency. You pay nothing up front and nothing out of pocket — my fee comes only from the compensation I recover, and if there's no recovery, you owe me nothing.
Reachable Around the Clock
A serious crash doesn't wait for business hours. I'm reachable when it matters, not just during a 9-to-5 window.
One Lawyer, Not a Rotating Cast
Your case doesn't get handed off to a junior associate or a paralegal you've never spoken with. You work directly with me, Ashley Applewhite, from the first phone call through settlement or trial.
My Process: From First Call to Resolution
Free Case Review
You describe what happened, and I give you an honest read on your options. This conversation doesn't commit you to filing a claim or retaining an attorney. It's a chance to get clarity on where you stand, and you decide what makes sense from there.
Evidence Gathering and Medical Coordination
While you focus on treatment and recovery, I collect police reports, medical records, witness accounts, available surveillance or crash-scene documentation, and 911 dispatch audio where it's still on file. I also coordinate with your medical providers so the full scope of your injuries gets properly documented.
Careful Negotiation
Working from the facts and my background on the insurance side, I evaluate whether an early offer accounts for everything your file supports, including negotiating down medical liens tied to a Letter of Protection (an LOP, meaning a provider agrees to be paid from the settlement instead of billing you upfront), so more of the recovery actually reaches you.
Trial-Ready Resolution
Most of my cases resolve through negotiation or mediation, but I've tried cases as a litigator in both state and federal courtrooms across Texas. If a fair settlement isn't on the table, I'm prepared to take your case before a judge and jury in Travis County District Court.

Skip the call center and the intake script. Tell me what happened and I'll review it myself, free of charge, with nothing owed unless we recover money for you.
FAQ: Personal Injury Questions from Bee Cave Residents
Do I need to already know I have a strong case before calling?
No. Most people who reach out are still trying to figure out whether their situation calls for a Bee Cave personal injury attorney at all, and that's normal. The initial conversation is exactly for that: a chance to look at what happened and explain, in plain terms, what your options are. You're not committing to anything by calling.
How long do I have to file a personal injury lawsuit in Bee Cave, Texas?
As a Bee Cave, TX personal injury attorney, I tell every client the same thing: under Texas Civil Practice and Remedies Code §16.003, you generally have two years from the date of the crash to file suit. Evidence like 911 audio and nearby camera footage tends to disappear well before that deadline, so I treat two years as the outer limit, not a target to aim for.
How does Texas modified comparative negligence (§33.001) affect my settlement?
Texas follows a 51% bar rule under Texas Civil Practice and Remedies Code §33.001: a jury or insurer assigns you a percentage of fault, and your payout shrinks by that share. Cross the halfway mark, meaning you're found more than 50% responsible, and the claim is barred outright. Fault disputes over a merge near the Hill Country Galleria come up often, which is one reason documenting the scene right away matters.
How much does a personal injury lawyer cost, and what is a Client-First Guarantee?
Most personal injury attorneys in Texas work on contingency: a fee taken only from what's recovered, with nothing billed for a phone call or for opening a file. Contingency rates commonly rise once a lawsuit is filed and the workload gets heavier. I back that with a Client-First Guarantee: once medical liens are paid down, the money left over should still be meaningfully yours, not absorbed by fees and outstanding bills. What actually grows that number comes down to the settlement factors specific to your case, from documented injuries to how firmly the claim gets negotiated.
What should I keep in mind when talking with an insurance adjuster after a crash on SH 71 or RR 620?
Hold off on a recorded statement, avoid guessing at speed or fault, and don't say "I'm fine" before a full medical exam. Even a casual reassurance can be used against a claim later, especially since some injuries don't show up until days afterward, a pattern state crash data confirms year after year on roads like SH 71 and RR 620.
How can I request Travis County 911 dispatch audio before it gets erased?
Dispatch recordings are public record under the Texas Public Information Act, though counties keep them only for a limited retention window that doesn't pause for a pending claim. Requesting the recording soon after the crash, rather than weeks later, is what actually preserves it, and it's one of the first records I request once I'm retained.
Can I change personal injury lawyers after my case has started?
Yes. Texas law lets a client change attorneys at any point. The prior firm is entitled only to payment for the work it actually did (a legal principle called quantum meruit), taken from the new attorney's fee once the case resolves. You are not billed twice.
What happens if I'm injured at work and my employer has no Workers' Compensation?
Texas is the only state that doesn't require employers to carry workers' compensation coverage. When an employer opts out (a "non-subscriber"), an injured worker can sue that company directly for negligence, which opens the door to full medical costs, lost income, and pain-and-suffering damages that a standard workers' comp claim wouldn't cover. A non-subscriber case is built differently than a typical work injury claim, so it's worth a direct conversation before you sign anything from the employer's insurer.
Personal Injury Articles
Proudly Representing Clients Across Bee Cave and Central Texas
As a personal injury attorney near Bee Cave with years of courtroom experience on both sides of personal injury litigation, I serve accident victims throughout the Hill Country, from Bee Cave (78738) and Lakeway to Westlake, Georgetown, Round Rock, Cedar Park, and Pflugerville. Whether your injury happened on a quiet residential street or a busier stretch of highway, you get the same attorney and the same level of preparation either way.
Tell Me What Happened: Let's Figure Out What Comes Next
If you or someone you care about has been injured in or near Bee Cave, talk to a Bee Cave personal injury lawyer who will actually pick up — I want to hear what happened. This first conversation doesn't commit you to filing a claim. It's a chance to get clear, honest answers about where you stand, from a lawyer who will actually take your call. And if you decide to move forward, you pay nothing unless I recover money for you.